This course is designed to introduce the essential concepts of credit management. It covers the basics of how lending works, the criteria lenders use to evaluate borrowers, and the importance of creditworthiness. You will learn what a CIBIL score is, crucial for obtaining loans and other forms of credit with an aim to manage the credit responsibly.
₹3499.00 4999.00
5 Hours
This course provides detailed training on the data submission practices and hygiene rules mandated by the Reserve Bank of India (RBI) for credit institutions, as per the Credit Information Companies (Regulation) Act, 2005 (CICRA). The course is designed to ensure compliance with RBI guidelines and to maintain the accuracy and integrity of credit information submitted to Credit Information Companies (CICs).
This course is designed to empower credit underwriters and loan evaluators with the knowledge and skills necessary to make informed lending decisions. By delving deeply into the components of a Credit Information Report (CIR) and understanding the nuances of the CIBIL score, participants will be better equipped to assess the creditworthiness of borrowers.